B\u00fcy\u00fck kredi kurulu\u015fu NAB, Orta Do\u011fu’da devam eden \u00e7at\u0131\u015fmayla ba\u011flant\u0131l\u0131 olarak k\u00f6t\u00fc kredilerde bir art\u0131\u015fa haz\u0131rlan\u0131yor.
\nBanka, Pazartesi g\u00fcn\u00fc yapt\u0131\u011f\u0131 ASX a\u00e7\u0131klamas\u0131nda, mali y\u0131l\u0131n\u0131n ilk yar\u0131s\u0131 i\u00e7in kredi de\u011fer d\u00fc\u015f\u00fckl\u00fc\u011f\u00fc kar\u015f\u0131l\u0131klar\u0131n\u0131n toplam 706 milyon dolara ula\u015fmas\u0131n\u0131 bekledi\u011fini, bunun daha \u00f6nce tahmin edilenden yakla\u015f\u0131k 300 milyon dolar daha y\u00fcksek oldu\u011funu belirtti.
\nBu art\u0131\u015f\u0131n 201 milyon dolar\u0131, ABD-\u0130srail-\u0130ran sava\u015f\u0131 kaynakl\u0131 d\u00fc\u015f\u00fck yak\u0131t arz\u0131 ve artan enerji maliyetlerinden beklenen ekonomik sonu\u00e7larla ilgili. Ek 152 milyon dolar ise NAB’\u0131n Avustralya ekonomisinde olumsuz bir senaryo olas\u0131l\u0131\u011f\u0131na ili\u015fkin daha y\u00fcksek de\u011ferlendirmesini yans\u0131t\u0131yor. Bu etkiler, ger\u00e7ekle\u015fmeyen \u00f6nceki de\u011fer d\u00fc\u015f\u00fckl\u00fc\u011f\u00fc tahminleri taraf\u0131ndan k\u0131smen dengeleniyor.
\nGrup, “Orta Do\u011fu’daki \u00e7at\u0131\u015fman\u0131n ard\u0131ndan piyasalardaki oynakl\u0131k \u0131\u015f\u0131\u011f\u0131nda, National Australia Bank (NAB), i\u015fimizde mevcut olan riskleri daha iyi yans\u0131tmak i\u00e7in kredi kar\u015f\u0131l\u0131klar\u0131n\u0131 ve sermaye ayarlar\u0131n\u0131 g\u00f6zden ge\u00e7irdi” dedi.
\nKredi risk a\u011f\u0131rl\u0131kl\u0131 varl\u0131klara kar\u015f\u0131l\u0131k gelen toplu kar\u015f\u0131l\u0131k oran\u0131, Aral\u0131k 2025’teki %1,31’den Mart 2026 itibar\u0131yla %1,35’e y\u00fckselmesi bekleniyor. NAB, ilk yar\u0131 sonu\u00e7lar\u0131n\u0131 4 May\u0131s Pazartesi g\u00fcn\u00fc a\u00e7\u0131klayacak.
\nNAB, \u0130ran sava\u015f\u0131yla ba\u011flant\u0131l\u0131 artan k\u00f6t\u00fc bor\u00e7lar\u0131 bildiren ikinci b\u00fcy\u00fck banka oldu. Ge\u00e7en hafta Westpac, ilk yar\u0131da ortalama br\u00fct kredilerde 10 baz puanl\u0131k bir kredi de\u011fer d\u00fc\u015f\u00fckl\u00fc\u011f\u00fc kar\u015f\u0131l\u0131\u011f\u0131 bekledi\u011fini s\u00f6yledi.
\nWestpac, “Enerji piyasas\u0131ndaki aksakl\u0131ktan kaynaklanan arz \u015fokunun daha y\u00fcksek enflasyon ve daha y\u00fcksek faiz oranlar\u0131na yol a\u00e7mas\u0131 beklenirken, ekonomik b\u00fcy\u00fcmedeki beklenen yava\u015flama baz\u0131 m\u00fc\u015fteriler i\u00e7in daha zorlu bir ortam yaratacakt\u0131r” dedi.
\nBu uyar\u0131lar, \u0130ran ile ABD aras\u0131ndaki gergin ate\u015fkes ortam\u0131nda geliyor. K\u00fcresel petrol arz\u0131n\u0131n be\u015fte birinin ge\u00e7ti\u011fi H\u00fcrm\u00fcz Bo\u011faz\u0131 fiilen kapal\u0131 kalmaya devam ederek enerji fiyatlar\u0131n\u0131n f\u0131rlamas\u0131na neden oluyor.
\nAvustralyal\u0131lar, pompada rekor seviyede y\u00fcksek yak\u0131t fiyatlar\u0131yla kar\u015f\u0131 kar\u015f\u0131ya kal\u0131yor, bu da artan enflasyon \u2013 hatta stagflasyon \u2013 korkular\u0131na yol a\u00e7\u0131yor.
\nCommonwealth Bank, Avustralya ekonomisine ili\u015fkin g\u00f6r\u00fcn\u00fcm\u00fcn\u00fc d\u00fc\u015f\u00fcrerek, daha y\u00fcksek i\u015fsizlik ve merkez bankas\u0131 faiz oranlar\u0131n\u0131n daha uzun s\u00fcre y\u00fcksek kalaca\u011f\u0131 konusunda uyard\u0131.
\nCBA, g\u00fc\u00e7l\u00fc ipotek tamponlar\u0131n\u0131n hane halklar\u0131n\u0131 en k\u00f6t\u00fc ekonomik \u015foklardan koruyaca\u011f\u0131n\u0131 savunsa da, t\u00fcm b\u00fcy\u00fck kredi kurulu\u015flar\u0131n\u0131n CBA’n\u0131n iyimserli\u011fini payla\u015fmad\u0131\u011f\u0131 ortaya \u00e7\u0131k\u0131yor.
\n#NAB #KrediRiski #OrtaDo\u011fu\u00c7at\u0131\u015fmas\u0131 #EkonomikEtki #AvustralyaEkonomisi #Enflasyon #FaizOranlar\u0131 #H\u00fcrm\u00fczBo\u011faz\u0131 #EnerjiFiyatlar\u0131 #Bankac\u0131l\u0131kSekt\u00f6r\u00fc<\/p>\n","protected":false},"excerpt":{"rendered":"
B\u00fcy\u00fck kredi kurulu\u015fu NAB, Orta Do\u011fu’da devam eden \u00e7at\u0131\u015fmayla ba\u011flant\u0131l\u0131 olarak k\u00f6t\u00fc kredilerde bir art\u0131\u015fa haz\u0131rlan\u0131yor. Banka, Pazartesi g\u00fcn\u00fc yapt\u0131\u011f\u0131 ASX a\u00e7\u0131klamas\u0131nda, mali y\u0131l\u0131n\u0131n ilk yar\u0131s\u0131 i\u00e7in kredi de\u011fer d\u00fc\u015f\u00fckl\u00fc\u011f\u00fc kar\u015f\u0131l\u0131klar\u0131n\u0131n toplam 706 milyon dolara ula\u015fmas\u0131n\u0131 bekledi\u011fini, bunun daha \u00f6nce tahmin edilenden yakla\u015f\u0131k 300 milyon dolar daha y\u00fcksek oldu\u011funu belirtti. Bu art\u0131\u015f\u0131n 201 milyon dolar\u0131, […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[37],"tags":[],"class_list":["post-3697","post","type-post","status-publish","format-standard","hentry","category-orta-dogu-haberleri"],"_links":{"self":[{"href":"https:\/\/fajr.news\/index.php?rest_route=\/wp\/v2\/posts\/3697","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fajr.news\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fajr.news\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fajr.news\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/fajr.news\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3697"}],"version-history":[{"count":0,"href":"https:\/\/fajr.news\/index.php?rest_route=\/wp\/v2\/posts\/3697\/revisions"}],"wp:attachment":[{"href":"https:\/\/fajr.news\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3697"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fajr.news\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=3697"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fajr.news\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=3697"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}